The Difference Between Workers’ Compensation and. Personal Injury Compensation Lawsuits

Have you ever questioned yourself on how workers’ compensation differ from that of the personal injury compensation? Should you be interested to learn more about it, then read more here!

For sure, you have heard lots of individuals talking about workers’ compensation and personal injury compensation but not all are aware about it. There are many individuals out there who considered both as the same or related. If you are one of them, then it is timely that you get more info. of it in this website.

Knowing the Definition of Workers’ Compensation and Personal Injury Compensation

When we talk of workers’ compensation, we refer to the compulsory insurance indemnification given by employers to their employees should they encountered injuries and accidents while at work. Meanwhile, personal injury compensation is the payment given to individuals when they got injured by another person in an accident. They pay not just the cost of hospitalization and medications but also the number of work days lost. According to statistics, employers report approximately 2.9 million work-related and nonfatal complaints and injuries in 2019. To put it simply, the compensations or claims that you file will depend largely on the factors that caused your injuries or accidents. Keep in mind that both differ not only in meaning but also on the manner on how you file the claim but also in getting the compensation. Other than the ones mentioned awhile ago, there are other things in which they differ and these are discussed underneath.

How They Differ?

Employees’ compensation provides medical benefits and money to workers whenever they got sick, got hurt or got injured while performing their job responsibilities. In case the employees die during the accident, then their employers will give compensation to their dependents. No matter who is responsible for the injury or accident, compensations are given by employers.

Meanwhile, personal injury is different because the injured person will file lawsuit in the civil court to determine whose at fault during the injury or accident. In such case, the injured men and women had to prove that guilt of defendants of negligence that result to the accidents.

In employees’ compensation, the amount of benefits is largely dependent on their average salary. However, the money received for those who filed for personal injury claims are based on the severity of the injuries or harm done. There are also instances where they obtain punitive damages to deter them from doing these incidents again.

Personal injury victims can easily file their lawsuits and claims but employees cannot easily file lawsuits against their employers when they file for employees’ compensation.

Regardless of what type of compensation you are filing, it is important that you hire accredited, licensed, experienced and dependable lawyers to help with your case.